Prisoner or family?

I'm dragging my feet on the whole Medicare decision. Am I lazy? Confused? Scared?

Sure. A bit of all of those.

What I haven't said is that given our lack of marital status, BR is probably eligible for Medicaid.

If I had BR's best interests at heart, I would make sure he was taken care of in the event that anything should happen to me. That's a will and Medicaid, right?

To Medicare, or not to Medicare

The forms have arrived. After a two year waiting period, BR is finally eligible for Medicare. But how do I decide which is the best course?

• Ignore Medicare, and continue with BR on my insurance through work? Blue Cross has been very good to us, but I'm paying a lot for BR's coverage, and what the company pays is not tax-free like it would be for a married couple.


• Drop Blue Cross and put BR entirely on Medicare? It might save some money in the short term, but what about the long term? It would also be less complicated should something happen to me.


• Do some combination of primary/secondary insurance?

I am so ill prepared to make this decision, and don't even know where to begin with the investigation. I know, I know. I've had two years to think about it. I should be ready.